Transamerica Accident Insurance Plan
Accidents can strike at any moment. Though we can never predict them, you can take steps to help protect yourself if they do.
When working alongside your major medical insurance policy, accident insurance can help keep yourself protected from the financial burdens that result from an unexpected injury due to an accident. It helps cover expenses that major medical insurance won’t, giving you additional peace of mind while helping to save you unnecessary costs.
Summary of Benefits
Offer Additional Protection:
Transamerica’s supplemental accident insurance works side-by-side with major medical insurance to help cover injuries and treatments due to a covered accident. It assists with recovery costs, including those accrued from treatments such as acupuncture, chiropractic, mental health, and much more, accelerating their paths to feeling better.
Highlights:
- Insurance for individuals and families
- Easy payroll-deduction premiums
- Fully portable if an employee leaves the group
See Product Details for more information
Eligibility:
EMPLOYEE ELIGIBILITY
To be eligible for insurance, an employee must be 18 years or older and:
- Be actively employed, performing all regular duties at the place of business or another location directed by the employer
- Be continuously employed and meeting the minimum hourly and time requirements for benefit eligibility. These requirements will be defined on the Life and Health Group Application and Agreement.
- Be continuously employed for the amount of time and working the minimum number of hours per week for your class as defined under Class Eligibility.
SPOUSE ELIGIBILITY
To be eligible for insurance, a spouse must be 18 years or older and:
- Be a legally married spouse, common law marriage partner, domestic partner, or civil union partner, if legally recognized in the governing jurisdiction or as otherwise agreed upon between the employer and us
- Not be hospitalized, not be confined at home under a physician’s care, or not receiving or applying to receive disability benefits from any source
- Not be eligible as an insured under the policy
CHILD ELIGIBILITY
To be eligible for insurance, a child must be under the age of 26 years and be any of the following:
- A natural child
- A legally adopted child or child who has been placed for adoption with the employee
- A stepchild or foster child
- A grandchild who lives with the employee
- A child for whom the employee has been appointed legal guardian
- A child for whom the employee is legally required to provide support
Child must also not be hospitalized, not be confined at home under a physician’s care, or not receiving or applying to receive disability benefits from any source.
Insurance for child dependents may continue beyond the maximum age in the event of mental or physical impairment. Proof of incapacity and conditions may vary by state.
This is a brief summary of Transamerica Accident Insurance underwritten by Transamerica Life Insurance Company (TLIC), Cedar Rapids, IA. TLIC is not an authorized insurer in New York. Policy Form Series TMAC1100-1220 and TCAC1100-1220. Forms and numbers may vary. Insurance may not be available in all jurisdictions. Limitations and exclusions apply. Refer to the policy, certificate and riders for complete details. EB1 3107249 S 09/23
Plan Documents & Resources
The information below is relevant to individual products that were marketed in prior years, but no longer on payroll deduction. This information is included here in the event you need to reference them for an outstanding or pending claim from the previous year.
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Friday: 8:00am – 6:00pm